Should I Use My 401(K) to Pay off My Mortgage?
If you have a large 401 (k) plan but aren't quite near retiring age, you may be considering using part of it to pay off your mortgage.
Seems like a good idea, but is it?
There is no "right" answer. Factors like how much you owe on your mortgage and your ability to pay back the amount you...
Top Solutions to Your Refinancing Obstacles
Refinancing is similar to getting a mortgage, and that includes the application process. However, there are a few differences that can sometimes appear as hurdles.
Our office is committed to helping you find real solutions to refinancing, so we put together this list of the top...
Pre-qualification vs. Pre-approval: What's the Difference?
Pre-qualification and pre-approval mean different things when it comes to getting a home loan. Both pre-qual and pre-approval begin the same way and are useful when you're looking to buy a home.
However, if you want to lock in a low-rate mortgage and be ready to make an offer as soon as you...
What is a Zero-Down Mortgage?
A mortgage that doesn't require money down is called a "zero down payment" mortgage. These loans are not as widely available as other home loans, and qualifying is a bit more challenging. However, a "zero down" home loan has some perks that you should know about.
This article will...
Smart Ways to Beat an All-Cash Offer
Money talks when it comes to making an offer on a home, and in real estate, all-cash offers are big talkers.
But what if you don't have an all-cash offer? Does that mean your out of the running for buying your dream home? Not at all!
Though all-cash offers are enticing to home sellers, there...